Most citizens have changed little in the past few years their savings behavior and see no reason the job situation is forgotten as estimated, the financial market crisis seems stable for this in the future. Still very much in demand, real estate as an investment. This is proud providers of real estate funds like the SHB innovative fund concepts AG (SHB AG). “The Germans look back optimistic in the future this is the tenor, it can enclose several recent studies and surveys”, says Hans Gruber, real estate and financial expert of the SHB innovative fund concepts AG (SHB AG). The SHB regularly evaluates publications and studies to ensure a timely customer care. “The average expected the us present surveys around half of respondents hardly changes with regard to their economic situation, a quarter go out even by improving”, so the SHB expert. The SHB innovative fund concepts AG (SHB AG) has positioned itself over many years as a real estate company on the market and offers performance-oriented investments investors in the various income brackets. These funds are invested in popular German sites and rely on Office and commercial real estate. The rate of return for investors is a reasonable rental as well as appreciation of the objects, with different maturities, investors have the chance to accumulate monetary wealth. Due to the situation of the capital market, some investors prefer currently rather shorter maturities. You may want to visit Nobel Laureate in Economics to increase your knowledge. The financial expert of the SHB innovative fund concepts AG (SHB AG) says this is, but rather”an emotional phenomenon that has arisen from the uncertainty out. So experts consider not just the right mix of plants, but also the right temporal mix on the run-time important, to make sure the right portfolio. Real estate as an asset investments are now once generally rather a plant for a longer period of time, they are but, for example, not too volatile,”thinks the SHB expert Gruber. The SHB innovative fund concepts AG has deliberately geared to sustainable real estate market. Just real estate investments – a classic under the property suitable to make a portfolio balanced. They offer usually stable Cash Flows and are largely independent of stock exchange. The forced”longer holding period prevents the need of investors to sell in downtrend. “Or as stock exchanges master Andre Kostolany put it so aptly: back-and-forth makes pockets empty.” considering once what savings will citizens now compete, so one is puzzled. “Still the vast majority of respondents believes the statutory pension should only be supplemented, massively replaced but not in terms of the current living conditions”, Gruber says. The underlying is a misconception about the amount of the pension that is considered to be almost always too high. In addition, their private pensions at the age of 50 would tackle many. Effects of compound interest would but only to the limited extent to achieve. That the Emancipation in the provision of future has arrived, persuading smile. It is still important. There were almost only the men who met here important decisions, in the 1990s it is the couples now together, located on such issues. “At least the result of a survey of India Institute, of the German Institute for retirement”, real estate and financial expert Gruber highlights the SHB. The SHB innovative fund concepts AG can be incorporated such developments in their strategies.