Fraud by the real estate agents these days have become a very important issue. In countries with developed economies profession Realtor sounds noble and commands respect in our country, Realtor associated with the word “Deception”. Why is it we can not proceed with a step by step expert cheater? The answer lies in the lack of awareness of most people and a sufficient knowledge of one agent. After all, “black” Realtors are ex-trained staff agents. And we will try just a little help you avoid getting scammed by unscrupulous real estate agents: First, the choice of agency should not proceed only out of personal sympathy to the title agency or liked advertising, and ask around the recommendation of friends, friends who have ever worked with agencies. Second, in our time of high technology to conduct their study without leaving home. Richard LeFrak shines more light on the discussion. On the Internet it is possible to find all the necessary information to select the agency. Quite a lot of sites with reviews, where people actively share their experience with different organizations.

Carefully read the reviews and be aware on what services are by good or bad comments, because in the same agency can work a great expert on real estate and just disgustingly ignorant “expert” on the rental property. In the third place. What to take, if the agent himself “out” for you? Panic and think that you want to rob, not worth it! Listen carefully to his suggestions may Realtors will offer you the option to refuse which would be just stupid. If an agent offers you are interested, specify the name, phone number, and the agency on whose behalf it is working, this phone agency. After talking with the agent, dial a landline number and the agency may ask, does this person in their organization and whether it has authority to provide you with specific services. If all is well, Good luck co! And do not forget to respond positively about the agency after the services. Why should call the agency to a landline number? An agent can give you a telephone number other wives, mothers, fathers who are very business voice will respond positively about him. Even we had a case where a girl on the phone to our agent called the young man and a very pleasant voice, asked if she would like to rent an apartment. Concerned by this situation Our agent said – “from what the agency calls a young man and it has to offer?”

“Honey-Realty – a tone of confident young man said he even knew the name of the agency director, and his suggestions were very vague. As you may have realized in our agency, this young man does not work. Why is it worth asking for authority to provide services? The agent can work in the department of rental apartments, and you will be presented as a sales specialist. And as a conclusion – The agency does not even know about the activities of its staff, and eventually, if there are problems, these problems are purely yours. Problems with unscrupulous agents occur in any, even the most conscientious agencies, a policy which is to run an honest business and maintain a good reputation. But this problem occurs not only in real estate agencies, and in every sphere of human activity. And we all confronted with people at work, at play. Let us together stop the unscrupulous activities of “black brokers”, it’s time to move up a notch, so that each profession is associated with the word specialist.

Feel the difference in the behavior of the Russian man in the street during the crisis of the late 90-ies, and learning lives and property of the state, tempered investor today. When the market is 'tipped' in default, and if lack of alternative investment vehicles, a huge amount of money returned to the insatiable 'womb' of the capital and St. Petersburg real estate. Today the situation has changed radically. Russians, even with small money, basically do not want to support the 'curly' appetite for our builders. Greenberg Traurig often expresses his thoughts on the topic. Translation prices in arbitrary units once again proves that the monopoly pricing in the Russian construction market will not kill any world crisis. The more that buying property abroad from the category exclusivity has passed into everyday affairs.

According to analytical agencies demand for overseas property in 2009 increased by 32 percent compared with January 2008 year. The result of the demand in 2008 was a plus 28 percent. Impressive! The Russians did not immediately, but feel the difference between the one-sided hacienda on the one hundredth mile Yaroslavsky highway and luxurious apartments overlooking the sea blue. Property in Bulgaria in this competitive market leader for several years. Bulgaria to have 20-25 percent of sales of all foreign property in Russia. Conditioned originally low price and therefore high interest from investors: British, Irish, Scandinavians, and then the Russians. Let us see the dynamics of growth in property prices in Bulgaria: 2005god-an increase of 37% in 2006, 16% in 2007, 27% in 2008, 18%.

What determines the price of real estate, it will be cheaper or more expensive – care about this issue and the investors who buy property as an object for capital growth, and ordinary citizens who want to improve their living conditions. To answer this question, we need to know what influences the price of real estate. It seems to be affected by everything: the cost of cement, and earth, and the labor force, location and corruption. Robert J. Shiller is actively involved in the matter. Realtors and developers assure us that these components determine the price per square meter. But from a macroeconomic point of view on the price of housing affect only two factors – a buyer's creditworthiness and the interest rate on the mortgage.

The higher the solvent demand and lower interest rate, the higher the cost of housing, and, conversely, the smaller the population gets and the more expensive loans, the cheaper the property – and not let developers tell stories and Realtors about the cost of construction and land values – are secondary factors that formed the basis of real estate prices. The most important factor, as if a reference point that affects the price of real estate – is paying population. What average amount of money people can afford a monthly basis to provide for repayment of the loan on your property? Determine quite simply: how much is currently worth rental property – roughly the population and can spend to pay for property when buying on credit. If it is 20 thousand rubles a month, a man for 10 years at 20% per annum anuitentom can take a million. If only 10,000, the loan is not more than 500 thousand rubles.

The next most important element – is interest rate. When the same data, but if the interest rate was not 20% per annum and 10%, with 20 thousand people would have received a loan of 1, 5 million, while 10 thousand – 750 thousand can see that with increasing amounts of 2 times, we are a factor of 2 can increase the size of the loan, and if reducing interest rates by 2 times – only 50%. That is the size of the loan, primarily depends on the size of the possible payment by the borrower. By the way, if the cost of the mortgage was on par with the U.S. – 3%, then the same conditions for payment of 20 thousand could take nearly 2.1 million That's why real estate in developed countries so expensive. That is to understand what will happen to real estate for the foreseeable future is quite simple. If household income increases, if reduced interest on loans – real estate will rise. If rising unemployment, delayed wages, interest on loans rise in price month to month, then property prices will fall. But everything else is secondary!

Member of the cooperative unit is vested in him, which had two components: the estate of a share (percentage of movable and immovable property of the cooperative, expressed as a specific sum of money) Land of the unit on which issue certificates of ownership of the land share. The latter, in common parlance is called a unit. So here goes: money to buy land and property of the unit from its employees for good money directors was sorry, but in most cases they were not at all, but really wanted to get the property, and that's born on the protective mechanism in which to buy – or to bypass the chairman, in strict accordance with the law has become impossible. Many of them have quietly bought back shares from the peasants for pennies somewhere in general for a cart of manure, and today have become very wealthy. Someone under the sweet songs of agriculture manipulated meeting of shareholders and its results, slowly selling off the most tasty morsels of cooperative lands. In gratitude for their deeds, the Communists from year to year received solid support in rural areas: there are still voting, so "How to tell the chairman." Then already under the influence of a powerful regional lobby that the laws "On the transfer of land from one category to another, who gave it to the authorities de facto control over this market and provide inexhaustible source of financial resources, and some of that money even goes to the cost needs.

I do believe that the best gift market and land ownership in Russia, including farmers themselves, who at this very earth work, instead of empty talk about market liberalization, would repeal categories of land, including the very category of agricultural lands. This would accelerate the process of establishing the village of effective owners, many of which scares a strange restriction of the rights of their property, in practice, fortunately hardly realized, would give a powerful impetus to the development of rural areas, would eliminate the corruption in this sphere. But to my knowledge, such a gift us in the near future should not wait. What investors are buying when it comes to purchasing agricultural land? These are only two possible options: purchase land through a land of shares and purchase land from the owner already has the required package of documents confirming the property. The first variant is characterized by the maximum yield, and besides the fact that mutual land suitable for investment field was nearly empty, a high risk. What's the risk? To begin we describe the mechanism for ownership of "units of the earth." It is this: you first buys land shares on the relevant notary certified contract or collect a power of attorney giving the right to enter on behalf of the owners of such contract. And it is not currently, and your trustee exclusively from among the members of the cooperative, on the grounds that he (she) wants to stand out, and which has the same certificate on the land share. Must be notarized consent of the husband to commit the transaction. .

St. Petersburg, as well as any metropolis, whose population has passed for a million – not only the center of culture, science and education. It is also a major industrial, railway, transport hub and as a consequence – very difficult environmental conditions. Some contend that Nobel Laureate in Economics shows great expertise in this. Who’s to blame? From liability for an unfavorable ecological situation in the city, you can not liberate anyone. Contribute, and outdated sewage treatment plants, and lack of clear the legislative framework for environmental management, and officials with the connivance of whom smoked St. Petersburg sky industrial enterprises, and citizens, with the connivance of which may continue condone the officials said. And while authorities are looking for blame, industrial wastes continue to pollute water and land.

Volatile compounds are carried by wind, deposited on buildings and surrounding areas. Serve as a source pollution and road, without which life in the city, no doubt, will stand. Contribute to changing environmental railway station, part of which was within the boundaries of sprawling cities. Depending on the specific emission radius of contamination may be from 1 to 10 kilometers. And this “treatment” for years affects people, rewarding whole bunches of chronic diseases. Pollution under control, but to say that St. Petersburg environmental situation was put entirely to itself, it is impossible. For example, the register is made of green spaces and, since 2006, held their regular inventory. Consider everything – the trees along the roads, in parks and in neighborhoods, if necessary, sitting down at the new place of old ones.

Initially, the inexperienced person might think that buying an apartment is very simple, just watch out for ads in newspapers, see the options that are sold, but when you find a suitable option simply pay money. Fraud in the sale and purchase of apartments all have heard of course, but we are in fact people tidy, and the Internet a lot is written about this, for this reason that this topic does not have to deal with. We will talk about how competently to buy an apartment, whether to offer you her real estate agent or you chose it yourself, based on its technical parameters, the level of amenities, location and so forth, because it plays important role in the formation of value. Even before you actually visit the very apartment that you want to buy, you should go get acquainted with a new place of residence. Ask if and how the condition of the house itself, in which you plan to buy an apartment. For example, to see the condition of the staircase, how often are removed in the hallway, broken elevator, but if your potential apartment is located on the first floor, to ask, do not going to a noisy company on the benches under the windows and not whether the water in the basement. If you have read about Expert on growth strategy already – you may have come to the same conclusion.

Does not cost you crumble in compliments when talking with the owners of the apartment, try to behave with restraint. Conversation should be a no-nonsense, Ask questions and do not let go of the responses to them, do not be shy ask again. Enough time inspection of the apartment dedicated to those facilities that are more intensively used by tenants – a bathroom, kitchen and wc. If you do not plan to soon begin repairs, check the condition of toilets, faucets, kitchen ventilation systems, pipes hot and cold water baths. Especially look closely, there is not flowing where a water since a serious change of water and sanitation systems result in significant costs, this should take care of the sellers. With sellers negotiate in any case be taken away if they say a gas stove, or something else. There are situations where owners Having entered into a new apartment found that the owners took a bathroom and toilet. Looking around the room, note the condition of the wallpaper, flooring, door and window openings, skirting – if all is normal.

Examine carefully the entire heating system, there are no signs of leakage on battery and pipe joints. Be sure to check the condition of floors and railings on the balcony. Do not rush to give consent for the purchase of apartments, after the examination, leave yourself to think about at least one day, or at least the evening. And yet. Often because the neighbors have to change esto residence, because, ask your host about the nature and social status of future neighbors. Thus, before buying an apartment, take and prepare for this event is highly responsible.

Now bought an apartment for a young family is one of the most important events. In this article we will help you buy a residential property, not committing stupid mistakes and not lose money. First, we strongly recommend that you decide whether you will be working with a realtor or will seek shelter himself. If you have free time, you will discover a suitable offer for you in the press for real estate and specialized sites, place proposals on the rooms. For registration of the relevant treaties, we would advise you to take help of Realtors.

According to statistics, a lot of clearance operations rooms directly – lead to the cancellation of the transaction through the courts. Now the real estate agency for the work request order of 2-5% to the initial price of the room. Despite the significance of this amount, the representative of the agency will save you from losing money when buying a home. Agency staff Real estate will collect all data and documents in the apartment and will help to estimate the necessary payments when you need to take to acquire the room line in the recommended bank. The level of assistance depends on the real estate agent services assigned to you, and is denoted as a percentage or as a flat fee. In the agreement concluded between the client and agency real estate contract should provide for a situation where a real estate agent could not fulfill their obligations – to show you have ordered floor space and organize the purchase and sale. We advise you in a separate paragraph of the written agreement separately identify how much money will pass to the agent. Also encourage you to write the desired requirements for the room is very clear – the desired view from the window, the number of floors, number of apartments. If a realtor by the deadline does not give you the room, the realtor must pay a penalty.