The only nuance is better to consider in advance – from the date of issuance of documents to go anywhere it can take from several days to two to three weeks. But much faster a preliminary decision on the likelihood of a loan. So. Nadra Bank experts say. stating their income and desired loan amount, the customer will receive a half hour about the possibility of credit and the amount of monthly payment or, denoting the amount of monthly payment – learn about the volume of lending. It happens that the bank is willing to provide the customer with a loan to repair the apartment, but no official income of the last not sufficient for its repayment. Then the bank may require surety for a client of a third party.
This option is possible as in the unsecured loan and credit for bail. In addition, if the borrower is married / with her husband, then obtain credit in most of the banks must provide surety wife / husband borrower. And in the case of civil marriage, declared personal data, you also need to guarantee their civil 'Second half'. Another way to reinsure themselves against delays in repayment and the borrower. Accordingly, the possibility of judicial red tape – is to analyze the information on the average monthly income of the client. As According to experts of retail sales of SF KREDOBANK, currently loans to repair flats are fairly high demand among Ukrainians. This is due to the fact that recent increases number of clients who invest in the construction of new housing, respectively, more often it is necessary to carry out repair work.
This bank provides a loan in the form of a separate service individuals, cooperation also with the construction companies is based on investing in real estate, but the extra money to repair flats are allocated. Despite the above features, the cooperation with the bank loan to repair the apartment and beneficial to the client, and most financial institution. For you like a loan is a way to make your apartment nice and cozy, not delaying turning ideas for a long time. In turn, the bank, involving the client in such lending, he is able to provide the full range of banking services, that is, comprehensive service. In this case, Some banks offer regular customers certain bonuses, especially if the loan is to repair the apartment's second account, taken in a given financial institution.