Mortgages for young families – a state mortgage program, designed for young people under the age of 30 years. The government plans for 2006 – 10 years. providing apartments and 200 thousand young families. For whom a program of 'Mortgage young families "to apply for participation in the program are family, the age of the spouses does not exceed 30 years, or a family consisting of one parent before age 30 and one or more children recognized need of better housing. Terms of the 'Mortgage young families' subsidies to young families under the program are provided in the following amounts: 35% of the average cost of apartments for families who do not have children, 40% of the average cost of apartments for families with a child or children. Since the subsidy is calculated based on square footage apartment, then set the following rates: 42 square meters. meters for a young family of two people; to 18 square meters.

meters person, if the number of young families – three or more people. Arrangements for the participation in the 'Mortgages for young families' If a positive decision on the participation of young families in the program, families will receive a certificate, certifying eligible for subsidies. This document is sent to the bank. As soon as the family finds a property to purchase, at the expense of the bank credited the personal funds of the family, then here it is translated subsidy. If these funds are insufficient to buy a home, young family has the opportunity to get a loan – in this case, the subsidy program 'Mortgage young families' will be used to repay the first installment. Order to take part in the 'Mortgages for young families', you must contact the local authority – or rather, to the committee on youth policy or on construction.

Phone call. Our duty is a specialist in accordance with the instructions: – Appraisal Company. Good afternoon. On the other side of the handset: – Good afternoon. I am interested in assessment apartments Then starts varying degrees of dialogue, complexity, and time is always dependent on the caller’s problem (perhaps a client). But in almost half of the cases is sure to be uttered: – Okay. And you have a license? I need a notary to …

That’s it! Here very unfortunate issue, which is to say the least bothered … 30-40%% of calls, one way or another affect the subject of licensing evaluation. Let us have to dot the ‘i’. Once and for all. For this let to tell you a story … Once, long ago (although, despite what yardstick to measure) appeared in the national economy of Russia appraisal services. If there is a new type of activity, it must be some way to regulate – thought the state, represented by the Government.

Without hesitation, took the government and said that control of this new activity, so far I’ll be by itself. And how can influence an official on a particular type of activity? One such method is probably the most common, was the licensing. That is, wanted to do, as in this case, the estimated activity – be polite – at first bring all into compliance with the law, show da Prove what are you good for this type of activity, and I’ll uchtu (read ‘I’ll give a license’). That’s when you can estimate, that’s when you’ll be able to make reports on the evaluation of all the suffering. So all the experts on evaluation and work. But as time went on, for summer autumn winter spring for. So come 2006. More precisely, the month of July 2006. Why did we choose this date? What makes it different? And it is remarkable that just from the 1st July 2006 ceased to operate licensing evaluation activities! This was clearly said paragraph 5.1 of Article 18 of the Federal Law ‘On licensing certain types of activities. ” It is reasonable to question: ‘What now is the regulation of this activity? “. Ask? Answer. Recently introduced a concept of self-regulation. This does not mean that now the evaluators themselves as they wish, and control. This means that now is the self-regulatory organization of appraisers (CPO), they are designed to regulation of appraisers, their compliance with the letter of the law, etc. etc. Go to CPO, similar to the claimant from the state. In the end, like yourself SROs are accountable ‘to the authorized body’ power. As of today – it’s Federal Service for State Registration, Cadastre, and Cartography of Russia, which maintains a single register of all the SROs in the country. And each SRO has lists of all the appraisers that are in the most SROs. Here such here system. And you, as customer service, you can at any moment to elaborate on their websites, in which SRO is a particular appraiser, it has a right to carry out assessment activities; whether such acts SROs etc.